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Area of Activities

Buying A Home Mortgage, Loan Mortgages in Buying A Home, Canada, Equity Home Loan Refinancing in Buying A Home, Canada, Debt Consolidation Buying A Home, Second Mortgage Rate Buying A Home, Canada, 2nd Mortgage Buying A Home, Refinancing Home Mortgage Buying A Home, Debt Consolidation Buying A Home, High Risk Mortgages in Buying A Home, Private Mortgages in Buying A Home,Buying Home in Buying A Home, Lowest Mortgage rates in Buying A Home, Canada, Bad Credit Mortgage in Buying A Home, Best Open Mortgage in Buying A Home, Canada

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Buying a Home...

Buying a home is a symbol of independence and stability. It is a landmark in everyone's life. However, there are some considerations that have to be made before purchasing a new home.

  • Buying home in Canada there are several costs that need to be considered. You will need at least 5% of the purchase price to cover the down payment. In addition to closing costs which on average range from $2000 - $3000, lawyer fees, land transfer costs and other payments, purchasing a home does not consist of one swift payment.

  • You need to determine what you can afford for your monthly mortgage payments. This is dependent on your income and other monthly expenses. Speak to a Basic Mortgage specialist to evaluate and establish how much you can afford to spend on the purchase.

  • It is necessary to ensure that you have been pre-qualified with a mortgage that guarantees you a rate of protection for 60-120 days.

  • See if you qualify to take advantage of the Canadian RSP home buyers plan. This is the only time the Canadian government will give you something for nothing!

  • It is important to choose the right Canadian company to deal with your mortgage. Banks only sell their own mortgage products. Here at Basic Mortgage, we deal with numerous Canadian institutions to ensure that your specific individual needs are always met.

Why Get Your Canadian Mortgage from Basic Mortgage?

Your Basic Mortgage Advantage:

  • Most mortgage brokers choose lenders based on the commissions they pay. Basic Mortgage always chooses the lender with the lowest interest rate!

  • Most mortgage brokers need to desperately search for private money if you have bad credit or cash income. Basic Mortgage has quick access to money from investors who want a good rate of return without the turbulence of stocks. In fact many other mortgage brokers come to Basic Mortgage for private money, which results in fee duplication to unsuspecting clients.

  • Most mortgage brokers are expanding so rapidly that they have no idea what their agents are doing. Basic Mortgage closely monitors all of its agents for competent mortgage placement and ethical conduct.

  • Most mortgage brokers hide behind voicemail or disappear after hours. This leaves you trying to contact them at their convenience. Basic Mortgage works around your busy schedule. The owner of Basic Mortgage answers the main line 7 days a week, forwarding calls to his cellular phone after business hours. This means we are always accountable to you, our client, if you have any concerns about your application.