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PRE-APPROVAL

What is a mortgage pre-approval and how do you get it?

Before looking for your dream home, it is a great idea to get your mortgage pre-approved. This should be one of the first steps you take before beginning to buy a home. This way you have a better idea of how much you can afford to put toward your new home. In fact, many real estate agents will ask if you have a pre-approved mortgage before even taking you out to look at homes.

A pre-approved mortgage establishes an interest rate guarantee for approximately 60-120 days for a set amount of money. This amount is calculated based on considerations such as, written employment and income confirmation, and is generally subject to certain conditions.

Let a Basic Mortgage representative make this step easy and comfortable. We will sit down with you to determine your financial situation in order to find which mortgage you are qualified for.